Resources

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I thought it would be helpful to create a resource page with all the best of the web for personal finance, investing, and frugal badassity.

I’ll be adding more links and updating with detailed reviews as I learn more, but you’ll notice that in the future I will reference this page quite often. I recommend bookmarking it for your reference and convenience. Enjoy!

Mint  

Mint

The 2 powerhouses of the internet finance tracking are clearly Mint and Personal Capital. Mint has been around forever and does a great job of tracking all your accounts in one place and helping with spending.

 

 

Personal Capital

personal-capital

Personal Capital is similar to Mint but with a focus on investing. You can track expenses and budget, but you can also create an investing plan, review your portfolio, and use their software to evaluate what you are paying in fees and how your portfolio stacks up. You do need to be OK with the occasional call pitching their paid advisory services. That’s the price of free.

 

You Need A Budget (YNAB) – $60

ynab

Another high quality option to track your spending and networth, however unlike Mint and PC, they do have a 1 time charge of $60. YNAB is very much focused on the highly budget conscious, frugal, get out of debt crowed. YNAB isn’t going to be the best for investing, but will help you plan ahead of time better than PC and Mnt. Great if you like Zero based budgeting.

Motif

Motif

If you have an investing idea, you can turn it into a motif. Choose up to 30 stocks or ETFs,
and trade the entire motif for a total commission of $9.95. You can even share it with friends and get feedback from people you trust. You can also track numerous professional Motif’s as well as other users.

 

Robinhood 
Robinhood

Commission free stock trading from one of the newer companies on the block. Very much geared toward the millennial who is comfortable using their smart phone and has minimal dollars to invest per purchase.

 

 

Acorns

Acorns

Acorns lets you start saving and investing with no minimums. Connect your credit/debit card and Acorns rounds up the change each time you make a purchase and sticks it in your portfolio. They provide multiple risk options, ranging from conservative to aggressive.

They do charge $1/month account fee and a management fee from 0.5% to 0.25%.

 

Digit

DigitEvery few days, Digit checks your spending habits and removes a few dollars from your checking account if you can afford it. Easily withdraw your money any time, quickly and with no fees.

For a good roundup check out Barron’s 2014 best brokerage list.

Tradeking – $4.95 / trade

Tradeking

 

 

 

 

Interactive Broker 

IBGInteresting pricing at $0.005 / share (minimum of $1.00)

So if you bought 100 shares that is 100 x 0.005 = 0.50 so you pay $1 minimum.

 

 

Trademonster 

$4.85 / tradeTradeMonster

 

 

 

TD Ameritrade 

TDA

$9.99 / trade

 

 

 

Prosper

prosperProsper is America’s first peer-to-peer lending marketplace, with more than 2 million members and over $2,000,000,000 in funded loans. Prosper allows people to invest in each other in a way that is financially and socially rewarding. On Prosper, borrowers list loan requests between $2,000 and $35,000 and individual lenders invest as little as $25 in each loan listing they select. Prosper handles the servicing of the loan on behalf of the matched borrowers and investors.

Lending Club

Lending ClubThe world’s largest online credit marketplace, facilitating personal loans, business loans, and financing for elective medical procedures. Borrowers access lower interest rate loans through a fast and easy online or mobile interface.

 

 

With interest rates where they are, there’s not much interest to be found, but around 1% is better than nothing.


GE Capital – 1.05% APY

GE Capital

No maintenance fees. No minimum balances.


Barclays Online Savings – 1% APY

Barclays

No maintenance fees. No minimum balances.

 

 

Ally Bank Online Savings – 0.99% APY

Ally Bank

No maintenance fees. No minimum balances.

 

 

 

My Savings Direct – 1.05% APY

My Direct Savings

No maintenance fees. No minimum balances.

 

 

 

 

Check out my top travel tools rundown.

Kayak

Kayak

 

 

 


Google Flights

google-flights

 

 

 

 

Airbnb

Airbnb

 

 

 


Hotels Tonight

Hotels Tonight

 

 

 


Autoslash

AutoSlash

 

 

 

 

Uber

Uber

 

 

 

 

Lyft

Lyft_logo

 

 

 

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